Let's break it down together.

This series is designed to cover the big issues – straight and to the point. We will break down legislation and regulations that affect employee benefit plans. You have questions? Great!  Because Office Hours is specifically designed to address your questions. We want to help you find the answers.

Thursday, September 19, 2019
10:00am - 11:00am PST

ABD Host
Brian Gilmore
Lead Benefits Counsel, VP
OE_Topics_for_Discussion_Header_pink.png

1) What are the Existing ACA Rules?

  • A quick tour from the Friday the 13th Guidance, to the IRS ACA Potluck Guidance, to the present
  • Overview of HRA integration rules

2) The New ICHRA Landscape in 2020

  • New regulations break down the stand-alone HRA prohibition
  • The seven conditions to employers establishing and maintaining ICHRAs

3) The ACA Employer Mandate

  • How do the ACA employer mandate rules interact with ICHRAs?
  • New definition of affordability for ICHRAs is the focus point

4) ERISA Application to ICHRAs

  • ICHRAs are an ERISA GHP
  • Underlying individual policies are not under five important conditions

5) Estimated Effects and Crystal Ball

  • An overview of the Departments’ projected effect for the next decade
  • Predictions on the potential radical reshaping of our entire industry!